Short course
Credit Analysis and Risk Assessment
This practical programme equips lending professionals with the analytical tools, frameworks, and judgment skills necessary to evaluate borrowers, structure loan facilities, identify risks, and make sound lending recommendations.
Participants will learn how to analyse financial statements, assess repayment capacity, identify early warning signals, evaluate collateral, conduct cash flow analysis, perform industry assessments, and prepare professional credit proposals.
Time9:00 am – 1:00 pm
FeeTT$4,200.00/US$620.00 (inclusive of training materials and Certificate of Participation)
Overview
About this course.
The ability to accurately assess credit risk remains one of the most important competencies within financial institutions. Poor credit decisions contribute directly to loan losses, increased provisioning requirements, reduced profitability, and regulatory scrutiny.
This practical programme equips lending professionals with the analytical tools, frameworks, and judgment skills necessary to evaluate borrowers, structure loan facilities, identify risks, and make sound lending recommendations.
Participants will learn how to analyse financial statements, assess repayment capacity, identify early warning signals, evaluate collateral, conduct cash flow analysis, perform industry assessments, and prepare professional credit proposals.
Next intake
Confirmed dates for every course are published on our upcoming intakes page. The Executive Education team will confirm the next intake for this one on enquiry.
Bringing a team? We also run this in-company.
CURRICULUM
What you will be able to do.
Upon completion of this workshop, participants should be able to:
✓ Demonstrate an understanding of the principles of sound credit risk assessment
✓ Analyse business and personal financial statements
✓ Assess borrower repayment capacity
✓ Evaluate management quality and business viability
✓ Conduct industry and environmental risk analysis
✓ Structure loan facilities appropriately
✓ Evaluate collateral and security arrangements
✓ Identify warning signs of deteriorating credit quality
✓ Prepare comprehensive credit recommendations
✓ Apply risk-based lending principles
✓ Improve credit decision-making quality
PRE-REQUISITES
What do you need.
A basic understanding of loan financing systems and basic lending criteria.
AUDIENCE
Who it is for.
❖ Small Lenders
❖ Credit Unions
❖ Microfinance Institutions
❖ SME Lenders
❖ Finance Companies
❖ Lending Officers
FACULTY
Who teaches this.
Dr. Bhushan Singh
Dr. Bhushan Singh is an accomplished finance and risk management professional with over 20 years of executive experience in banking, strategic management and development finance across the Caribbean. His expertise includes project financing, corporate strategy, risk management and institutional leadership, with experience overseeing multi-million-dollar investment portfolios and strategic committees.
Details
Delivery and fee.
| Time | 9:00 am – 1:00 pm |
|---|---|
| Fee | TT $4,200.00/US $620.00 (inclusive of training materials and Certificate of Participation) |
Fees are those on the current course outline. Confirmed dates for every course are published on our upcoming intakes page; the Executive Education team will confirm the next intake for this course on enquiry.
Enquire about this course.
Our Executive Education team confirms dates, fees and payment options for each intake. Call +1 (868) 299-0218 ext. 9100 or email openenrolment@lokjackgsb.edu.tt.